API For Direct Deposit (ACH, EFT, Whatever) [closed]

Answer 1

I've seen people use Alliance before, and I know a few internal applications that use their ACH API, which handles all the check processing, direct deposits, and other transactions of that nature.

Answer 2

ACH Direct mandates a $25 setup fee. They also have a very poor response record for setting up new accounts under an ISO. FirstACH doesn't have competitive rates in my opinion.