String str = "\"Position, fix, dial\"";
int ind = str.lastIndexOf("\"");
if( ind>=0 )
str = new StringBuilder(str).replace(ind, ind+1,"\\\"").toString();
System.out.println(str);
Update
if( ind>=0 )
str = new StringBuilder(str.length()+1)
.append(str, 0, ind)
.append('\\')
.append(str, ind, str.length())
.toString();