Is there a oneliner for this? A nice Ternary OP?
$F_NAME = $_SESSION[\'USR\'][\'F_NAME\']; if(isset($_POST[\'F_NAME\'])) {$F_NAME = $_POST[\'F_NAME\'];}
As Ghost response, or even shorter
$F_NAME = $_POST['F_NAME'] ? : $_SESSION['USR']['F_NAME'];