Java setting private fields inside constructors

Question

Common design practice is to make instance variables private and have public getters and setters to access them. But many times I have seen code samples on the internet that

Answer 1

Its ok to directly assign values with in class provided setter doesn't do any other processing.

Basically setters/getters are used to provide restrictive access to private data such as returning copy of the data instead of reference of private object, validating data in getter etc..

Since the constructor is part of the object itself, and we are sure what we are doing is right, then its ok.