I am a PHP newbie and a have a php security question. Is it possible for somebody to get the source code of a php script file running on a server with default configuration?
What you describe as "default configuration" is a webserver without php installed (or with php disabled). In these cases, it is certainly possible to download the php script.
Make sure php is installed (as it will be on ~100% of production php servers) and/or block access to your configuration file with an .htaccess file like this:
Order allow,deny
Deny from all
If you want to be extra-tricky (and work even on servers where .htaccess files are ignored), prefix the configuration file with .ht, like .ht.config.php. Most Apache(and some other webserver) configurations will refuse serving files beginning with .ht. However, in general, the only way you could be sure no webserver serves your file is to move it to a directory outside of the server's document directory. On most hosts you or your php script won't be able to access those though.