What are your “hard rules” about commenting your code?

Question

I have seen the other questions but I am still not satisfied with the way this subject is covered.

I would like to extract a distiled list of things

Answer 1

Write readable code that is self-explanatory as much as possible. Add comments whenever you have to write code that is too complex to understand at a glance. Also add comments to describe the business purpose behind code that you write, to make it easier to maintain/refactor it in the future.