When talking about data models and databases, the term Cardinality is often used to describe the number of allowed elements in a given set.
UML oft
The simplest explanation would be to say:
Multiplicity = Cardinality + Participation
Cardinality: Denotes the maximum number of possible relationship
occurrences in which a certain entity can participate in (in simple terms: at most).
Participation: Denotes if all or only some entity occurrences participate in a relationship (in simple terms: at least).
Ex: