How to check if string ends with .txt

Question

I am learning basic C++, and right now I have gotten a string from a user and I want to check if they typed the entire file name (including .txt) or not. I have the string,

Answer 1

2 options I can think of beside mentioned ones:
1) regex - prob overkill for this, but simple regexes are nice and readable IMHO
2) rbegin - kind of nice, could be I am missing something, but here it is:

bool ends_with(const string& s, const string& ending)
{
return (s.size()>=ending.size()) && equal(ending.rbegin(), ending.rend(), s.rbegin());
}

http://coliru.stacked-crooked.com/a/4de3eafed3bff6e3