If you spend so much time thinking about the possible ramifications of a problem that you end up interfering with the solving of the problem itself, you may be over-engineering.
There's a fine balance between "best engineering practices" and "real world applicability". At some point you have to decide that even though a particular solution may not be as "pure" from an engineering standpoint as it could be, it will do the job.
For example:
If you are designing a user management system for one-time use at a high school reunion, you probably don't need to add support for incredibly long names, or funky character sets. Setting a reasonable maximum length and doing some basic sanitizing should be sufficient. On the other hand, if you're creating a system that will be deployed for hundreds of similar events, you might want to spend some more time on the problem.
It's all about the appropriate level of effort for the task at hand.
