@Dan, sorry, that's not the kind of thing I'm looking for. I know the theory. Your statement "is a very bad idea" is not backed up by a real example. We are trying to develop software in less time, with less people, with less mistakes, and we want the ability to easily make changes. Your multi-layer model, in my experience, is a negative in all of the above categories. Especially with regards to making the data model the last thing you do. The physical data model must be an important consideration from day 1.
