Once I\'ve seen this before when I type a URL http://test.com/test/, instead of give me a html page, it gives me a \'file browser\' like interface to browse all
http://test.com/test/
You need create /home/yozloy/html/test folder. Or you can use alias like below show:
/home/yozloy/html/test
alias
location /test { alias /home/yozloy/html/; autoindex on; }