and is not a function, it's a macro, so you cannot pass it around like a function.
The reason and is a macro, is to enable short-circuiting behaviour. You can make your own non-short-circuiting version:
(define (my-and . items)
(if (null? items) #t
(let loop ((test (car items))
(rest (cdr items)))
(cond ((null? rest) test)
(test (loop (car rest) (cdr rest)))
(else #f)))))
and my-and can be used with apply.
For comparison, here's what the macro (which does do short-circuiting) looks like:
(define-syntax and
(syntax-rules ()
((and) #t)
((and test) test)
((and test rest ...) (if test
(and rest ...)
#f))))