Put background image over text?

Question

This is not the apparently-common question about how to put text over a background image.

I have a background image that I want to work as an overlay -- it should be

Answer 1

Well, I don't think if it's possible. For complicated designs, complicated approaches should be used. It's not possible to make MSN's first page in just one div. Anyways, as a workaround you can set color property of that div to transparent, it makes the text invisible but it's there in front of the background.