I am fairly new to Emacs and I have been trying to figure out how to change the default folder for C-x C-f on start-up. For instance when I first load Emacs and h
I think the line you need to add to your .emacs is is
(setq default-directory "C:/Documents and Settings/USER NAME/Desktop/" )
Emacs will start in your desktop that way, unless you have a file open. It will usually start in the same directory as the file in your current buffer otherwise.