What's so bad about building XML with string concatenation?

Question

In the thread What’s your favorite “programmer ignorance” pet peeve?, the following answer appears, with a large amount of upvotes:

Programmers who build XML u

Answer 1

Actually, I find the biggest problem with string concatenation is not getting it right the first time, but rather keeping it right during code maintenance. All too often, a perfectly-written piece of XML using string concat is updated to meet a new requirement, and string concat code is just too brittle.

As long as the alternatives were XML serialization and XmlDocument, I could see the simplicity argument in favor of string concat. However, ever since XDocument et. al., there is just no reason to use string concat to build XML anymore. See Sander's answer for the best way to write XML.

Another benefit of XDocument is that XML is actually a rather complex standard, and most programmers simply do not understand it. I'm currently dealing with a person who sends me "XML", complete with unquoted attribute values, missing end tags, improper case sensitivity, and incorrect escaping. But because IE accepts it (as HTML), it must be right! Sigh... Anyway, the point is that string concatenation lets you write anything, but XDocument will force standards-complying XML.