I know that one of the differences between classes and structs is that struct instances get stored on stack and class instances(objects) are stored on the heap.
Sinc
The whole point about using the stack is that it automatically implements and honours scope. A variable stored on the stack exists until the functiont that created it exits and that functions stack frame is popped. Things that have local scope are natural for stack storage things that have bigger scope are more difficult to manage on the stack. Objects on the heap can have lifetimes that are controlled in more complex ways.
Compilers always use the stack for variables - value or reference it makes little difference. A reference variable doesn't have to have its value stored on the stack - it can be anywhere and the heap makes a more efficient if the object referenced is big and if there are multiple references to it. The point is that the scope of a reference variable isn't the same as the lifetime of the object it references i.e. a variable may be destroyed by being popped off the stack but the object (on the heap) it references might live on.
If a value type is small enough you might as well store it on the stack in place of a reference to it on the heap - its lifetime is tied to the scope of the variable. If the value type is part of a larger reference type then it too could have multiple references to it and hence it is more natural to store it on the heap and dissociate its lifetime from any single reference variable.
Stack and heap are about lifetimes and the value v reference semantics is almost a by product.
Have a look at Value and Reference