I think one of the most readable solutions is using Hashie:
require 'hashie'
myhash = Hashie::Mash.new({foo: {bar: "blah" }})
myhash.foo.bar
=> "blah"
myhash.foo?
=> true
# use "underscore dot" for multi-level testing
myhash.foo_.bar?
=> true
myhash.foo_.huh_.what?
=> false