I have 3 models:
class Student < ActiveRecord::Base
has_many :student_enrollments, dependent: :destroy
has_many :courses, through: :student_enrollment
Adding to the answer above, to use includes, if you want an OUTER JOIN without referencing the table in the where (like id being nil) or the reference is in a string you can use references. That would look like this:
Course.includes(:student_enrollments).references(:student_enrollments)
or
Course.includes(:student_enrollments).references(:student_enrollments).where('student_enrollments.id = ?', nil)
http://api.rubyonrails.org/classes/ActiveRecord/QueryMethods.html#method-i-references