at the lowest level, a framework is an environment, where you are given a set of tools to work with
this tools come in the form of libraries, configuration files, etc.
this so-called "environment" provides you with the basic setup (error reportings, log files, language settings, etc)...which can be modified,extended and built upon.
People actually do not need frameworks, it's just a matter of wanting to save time, and others just a matter of personal preferences.
People will justify that with a framework, you don't have to code from scratch. But those are just people confusing libraries with frameworks.
I'm not being biased here, I am actually using a framework right now.
