I created server.crt, server.key and root.crt files on Centos 7 and put the same onto the C:\\Users\\xxxx\\AppData\\Roaming\\postgre
I am using JetBrains Data Grip to access Postgres dbs on Heroku, and got the same error in the latest JDBC driver version. That's how I solved it (using answers provided here).
Set the following in the Advanced tab:
ssl=true
sslmode=require
sslfactory=org.postgresql.ssl.NonValidatingFactory
(I updated sslmode value from verify-ca to required because it works with Heroku Postgres now)