There are some advantages of cards over layouts, including:
- Rounded corners, elevation, etc - visual improvements that come "out of the box" by just using cards
- They support various lengths of the content. Actually layouts support that too, but in the context of list/grid views they are meant to have the same size, whereas cards can vary in length (for example when you show comments or descriptions)
- Cards on the same hierarchy level can have different types of content/views, unlike layouts (list/grid items) which should have similar layouts when you show a collection
All these and other features can be found in the card's design guideline.
In short:
- I'd use cards when I want to display a collection of items which might have different lengths/heights depending on their content (like pictures with descriptions and comments) or a high number of supplemental actions.
- I'd use Relative/Linear layouts when I want to display a simple collection of items, all/most of which have the same layout and a limited amount (max 1,2 lines) of text, an icon and an action,etc. elements that are the same for all items