I know Googling I can find an appropriate answer, but I prefer listening to your personal (and maybe technical) opinions.
What is the main reason of the differe
Fundamentally, whether an exception should be handled or not is a property of the caller, rather than of the function.
For example, in some programs there is no value in handling an IOException (consider ad hoc command-line utilities to perform data crunching; they're never going to be used by a "user", they're specialist tools used by specialist people). In some programs, there is value in handling an IOException at a point "near" to the call (perhaps if you get a FNFE for your config file you'll drop back to some defaults, or look in another location, or something of that nature). In other programs, you want it to bubble up a long way before it's handled (for example you might want it to abort until it reaches the UI, at which point it should alert the user that something has gone wrong.
Each of these cases is dependent on the application, and not the library. And yet, with checked exceptions, it is the library that makes the decision. The Java IO library makes the decision that it will use checked exceptions (which strongly encourage handling that's local to the call) when in some programs a better strategy may be non-local handling, or no handling at all.
This shows the real flaw with checked exceptions in practice, and it's far more fundamental than the superficial (although also important) flaw that too many people will write stupid exception handlers just to make the compiler shut up. The problem I describe is an issue even when experienced, conscientious developers are writing the program.